Virgin Money Mastercard

3.1

OUR RATING

Representative APR

23.94% APR (variable)

Purchases

23.94% (variable) p.a.

Balance Transfers

23.94% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 23.94% (variable) p.a., most accepted customers get a rate of 23.9% APR (variable).

3.1

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

The Virgin Money Mastercard credit card offers a straightforward option with no annual fees. It is suitable for individuals seeking a simple credit card without ongoing maintenance costs.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Virgin Money
Network	Mastercard
Primary Category	Purchases
Loyalty Scheme
Incentive on opening	No annual fees
Cashback/Rewards (if applicable)	No cashback scheme
Account Fee	£0
Purchases	23.94% (variable) p.a.
Purchases Interest Free Period	50 days
Balance Transfers	23.94% (variable) p.a. (3% fee)
Balance Transfer Fee	3.00%
Cash Advances	25.95% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 0.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 12
Exceed Limit	£ 12
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	5%
Cash Withdrawal Minimum Charge	£ 0
Foreign Usage EU	3%
Foreign Usage World	3%