Yonder Full Membership Credit Card
Representative APR
65.4% APR (variable)
Purchases
29.0% (variable) p.a.
Balance Transfers
Not available
Account Fees
£15 per month
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29% (variable) p.a., most accepted customers get a rate of 65.4% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
The Yonder Full Membership credit card helps build your credit score by reporting on-time monthly payments to Experian, Equifax, and TransUnion. New members receive the first month free and usually benefit from various welcome offers. The card also includes worldwide travel insurance and has a monthly fee of £15 which you can cancel any time.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Yonder |
|---|---|
| Network | Mastercard |
| Primary Category | Rewards |
| Loyalty Scheme | Points |
| Incentive on opening | Get the first month free (£15 per month thereafter). Receive £10 back on your first spend, earn 5x points, and enjoy added benefits like travel insurance and flight rewards. Check the full terms for eligibility and details. |
| Cashback/Rewards (if applicable) | 5 Points per £1 spent on all purchases. |
| Account Fee | £15 per month |
| Purchases | 29.0% (variable) p.a. |
| Purchases Interest Free Period | 0 days |
| Balance Transfers | Not available |
| Balance Transfer Fee | |
| Cash Advances | Check terms (fees may apply) |
| Minimum Credit Limit | £ 0.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £15 per month |
|---|---|
| Late Payment | £ 0 |
| Returned Payment | £ 0 |
| Exceed Limit | £ 0 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 0% |
| Cash Withdrawal Minimum Charge | £ 0 |
| Foreign Usage EU | 0% |
| Foreign Usage World | 0% |
Application Requirements
| Availability | Available to new customers, must not be on a debt management plan or have a CCJ |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Yonder uses open banking to assess your eligibility; new UK-residents can apply |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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