1plus1 Loans Guarantor Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
Our Verdict
Both unsecured and guarantor loans available for amounts over £5,000 and up to a maximum of £10,000. Most applications receive funds on the same day once loan agreement is signed.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | 1plus1 Loans |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Effective |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £10,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 60 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | All applicants are considered; with or without a guarantor. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £10,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Get Personalised Loan Rates
Find lenders that may be able to approve you
Options for all credit backgrounds
Representative 18.6% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
When to do a balance transfer (and how to plan ahead)
Most people only think about a balance transfer once interest charges start building. Planning early means you can compare deals, ...
Credit Cards for everyday spending
Learn how to choose a credit card that fits your everyday spending habits. This guide explains how to use credit ...
How to avoid credit card debt this Christmas
Christmas can strain your finances, but with the right approach you can avoid falling into debt. Learn how to plan ...