AIB Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
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Our Verdict
AIB offer a variety of ways to apply; in branch, over the phone or online offering customers more flexibility. Applications are approved only after assessing affordability which helps prevent persistent debt. Same day funding isn't available so this is ideal for consumers who aren't in need of funds urgently.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | AIB |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Monthly |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £25,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 60 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | New customers must submit up to 6 months previous bank statements, one document to confirm your identity and one document to confirm your address. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £25,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Options for all credit backgrounds
Representative 18.6% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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