Halifax Existing Customer Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
Our Verdict
Loans are targeted towards people with a good credit history. They have some of the lowest APRs on the market, especially for loans over 7K. Halifax offers a quick and easy application with no paper forms to sign. Funds are usually received instantly for Halifax customers once loan agreement is signed, or within 2 hours for non-Halifax customers. In some cases, it can take longer, however usually no more than 3 working days.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Halifax |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Daily |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £50,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 84 |
| Customer Type | Existing Customers only |
| Relationship | Existing Halifax current account holder |
| Acceptance Criteria | UK Resident with a regular income. Must not have been turned down for credit in the last month. Must not have a history of bad credit. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £50,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
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Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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