Lendable Post Office Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
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Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate from this provider and a panel of others without any impact on your credit score. Representative 18.6% APR.
Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.
Our Verdict
Post office loans are issued by Lendable. Their interest rates vary between 7.8% to 30.0% depending on the credit band you fall into. Same day funding is available but not guaranteed. With loan amounts up to £25,000 and loan terms up to 5 years, these loans can suit a wide variety of consumers and personal needs. An application fee of £425 is included however it's is not paid upfront. The loan fee is paid off via the monthly instalments which are set out in the terms of the loan agreement
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Lendable |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Effective |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £25,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 60 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | UK Resident for 3 years. Minimum Applicant Income £800 per month. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Application Fee | £425.00 |
| Debt Consolidation Limit | £25,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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