Lloyds Bank Existing Customer Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
Our Verdict
Lloyds offers same-day funding and the flexibility to repay your loan early. While an early settlement may incur up to 58 days' interest, the long term savings can still make it worthwhile. Repayment holidays and fast access to funds are also available.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Lloyds Bank |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Daily |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £50,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 84 |
| Customer Type | Existing Customers only |
| Relationship | Lloyds Bank current account for at least 1 month required. |
| Acceptance Criteria | Regular income required and not a full-time student. You must have a good credit score, with no history of bad credit, such as CCJs or bankruptcy. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £50,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
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Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.
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