Oakbrook Personal Loan
OUR RATING
Loan Amount
Total Payable
Monthly Repayment
Representative APR
Representative example will update based on your input.
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Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate from this provider and a panel of others without any impact on your credit score. Representative 18.6% APR.
Mintify Limited, trading as Mintify, is an Appointed Representative of Creditec Limited who is acting as a credit broker, not a lender.
Our Verdict
Oakbrook offers unsecured personal loans in the UK with Representative APRs ranging from 19.9% to 34.9%. They come with no hidden fees or loan arrangement charges. This makes it easier for borrowers to understand the true cost of their loan upfront. Applicants can manage their entire loan online through Oakbrook’s digital platform. If approved before 3pm Monday to Friday, funds could be received the same day. Applications approved after that time typically receive funds the next working day.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
| Issuer | Oakbrook |
|---|---|
| Loan Type | Unsecured Personal Loan |
| Rate Type | Fixed |
| Interest Calculation Method | Effective |
| Minimum Loan Amount | £1,000.00 |
| Maximum Loan Amount | £20,000.00 |
| Minimum Loan Term (months) | 12 |
| Maximum Loan Term (months) | 60 |
| Customer Type | New or Existing Customers |
| Relationship | New or Existing Customers |
| Acceptance Criteria | UK Resident with regular income to demonstrate that you can afford the loan repayments. |
| Minimum Age | 18 |
| Maximum Age | 70 |
| Debt Consolidation Limit | £20,000.00 |
Important: When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative 18.6% APR
No impact to your credit score
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited who acts as a credit broker, not a lender.
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