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Sainsbury’s Bank Credit Cards

2 CARDS

Sainsbury’s Bank provides credit cards designed for loyal Sainsbury’s shoppers, allowing them to earn Nectar points on every purchase. With enhanced rewards on groceries and fuel at Sainsbury’s, these cards are an excellent choice for frequent customers looking to maximise their Nectar points.

Sainsbury’s Bank is no longer accepting new credit card applications from both new and existing customers. NatWest is reported to be acquiring the main banking business of Sainsbury’s as the supermarket chain withdraws from the sector in order to focus on food. For any applications already submitted, Sainsbury’s website confirms that they will still be processed within the usual timeframes.

Sainsbury's Bank

20 Month Balance Transfer

3.7

OUR RATING

Representative APR

26.9% APR (variable)

Purchases

0% for up to 3 months, then 26.95% (variable) p.a.

Balance Transfers

0% for 20 months, then 26.95% (variable) p.a. (3.24%)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 26.95% (variable) p.a., most accepted customers get a rate of 26.9% APR (variable).

3.7

OUR RATING

Quick Look

No new applications are being accepted at this time. If you are interested in a Balance Transfer credit card, check out the Best Balance Transfer Credit Cards in the UK.

Issuer Sainsbury's Bank
Network Mastercard
Primary Category Balance Transfer
Loyalty Scheme Nectar Points
Incentive on opening Not accepting new applications
Cashback rate (if applicable) Earn 1 Nectar point per £2 spent in Sainsbury's and Argos, and 1 Nectar point for every £5 spent elsewhere. Additional points can be earned by also using the Nectar card or app at the time of transaction. 1 point = 0.5p (min 500pts)
Account Fees £0
Purchases 0% for up to 3 months, then 26.95% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 0% for 20 months, then 26.95% (variable) p.a. (3.24%)
Balance Transfer Fee (%) 3.00%
Cash Advances 29.95% (variable) p.a. (fees apply)
Minimum Credit Limit £ 0.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Sainsbury's Bank

Everyday Credit Card

3.6

OUR RATING

Representative APR

29.4% APR (variable)

Purchases

29.40% (variable) p.a.

Balance Transfers

29.40% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 29.40% (variable) p.a., most accepted customers get a rate of 29.4% APR (variable).

3.6

OUR RATING

Quick Look

No new applications are being accepted at this time. If you are interested in a Rewards credit card, check out the Best Rewards Credit Cards in the UK.

Issuer Sainsbury's Bank
Network Mastercard
Primary Category Rewards
Loyalty Scheme Nectar Points
Incentive on opening Not accepting new applications
Cashback rate (if applicable) 3 Nectar points per £2 spent in Sainsbury's, Argos, Habitat and Tu clothing, and 1 Nectar point for every £5 spent elsewhere. 1 point = 0.5p (min 500pts)
Account Fees £0
Purchases 29.40% (variable) p.a.
Purchases Interest Free Period 56 days
Balance Transfers 29.40% (variable) p.a. (3% fee)
Balance Transfer Fee (%) 3.00%
Cash Advances 29.90% (variable) p.a. (fees apply)
Minimum Credit Limit £ 0.00
Maximum Credit Limit Subject To Status

The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer

Showing all 2 credit cards

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