Sainsbury’s Bank Everyday Credit Card
Representative APR
29.4% APR (variable)
Purchases
29.40% (variable) p.a.
Balance Transfers
29.40% (variable) p.a. (3% fee)
Account Fees
£0
Representative Example:
At an assumed credit limit of £1,200, with a purchase rate of 29.40% (variable) p.a., most accepted customers get a rate of 29.4% APR (variable).
Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.
Our Verdict
No new applications are being accepted at this time. If you are interested in a Rewards credit card, check out the Best Rewards Credit Cards in the UK.
Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.
Product Features & Benefits
| Issuer | Sainsbury's Bank |
|---|---|
| Network | Mastercard |
| Primary Category | Rewards |
| Loyalty Scheme | Nectar Points |
| Incentive on opening | Not accepting new applications |
| Cashback/Rewards (if applicable) | 3 Nectar points per £2 spent in Sainsbury's, Argos, Habitat and Tu clothing, and 1 Nectar point for every £5 spent elsewhere. 1 point = 0.5p (min 500pts) |
| Account Fee | £0 |
| Purchases | 29.40% (variable) p.a. |
| Purchases Interest Free Period | 56 days |
| Balance Transfers | 29.40% (variable) p.a. (3% fee) |
| Balance Transfer Fee | 3.00% |
| Cash Advances | 29.90% (variable) p.a. (fees apply) |
| Minimum Credit Limit | £ 0.00 |
| Maximum Credit Limit | Subject To Status |
Fees & Charges
| Account Fee | £0 |
|---|---|
| Late Payment | £ 12 |
| Returned Payment | £ 12 |
| Exceed Limit | £ 12 |
| Duplicate Statement | £ 0 |
| Replacement Card | £ 0 |
| Trace Fee | £ 0 |
| Cash Withdrawal Fee | 3% |
| Cash Withdrawal Minimum Charge | £ 3 |
| Foreign Usage EU | 2.75% |
| Foreign Usage World | 2.75% |
Application Requirements
| Availability | Not accepting new applications |
|---|---|
| Minimum Income | £ 0 |
| Minimum Age | 18 |
| Residency | Permanent resident in the UK. |
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34.4% Representative APR (variable)
Mintify Limited, trading as Mintify, is an Introducer Appointed Representative of Creditec Limited and is acting as a credit broker, not a lender.
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