Sainsbury’s Bank Everyday Credit Card

3.6

OUR RATING

Representative APR

29.4% APR (variable)

Purchases

29.40% (variable) p.a.

Balance Transfers

29.40% (variable) p.a. (3% fee)

Account Fees

£0

Representative Example:

At an assumed credit limit of £1,200, with a purchase rate of 29.40% (variable) p.a., most accepted customers get a rate of 29.4% APR (variable).

3.6

OUR RATING

Editor’s Note: While we always aim to give you accurate product information at the point of publication, rates, prices, terms and promotions can always be changed by the provider afterwards and without notice, so be sure to double check first.

Our Verdict

No new applications are being accepted at this time. If you are interested in a Rewards credit card, check out the Best Rewards Credit Cards in the UK.

Important: The information contained in this table summarises key product features and is not intended to replace any terms and conditions from the card issuer.

Product Features & Benefits

Issuer	Sainsbury's Bank
Network	Mastercard
Primary Category	Rewards
Loyalty Scheme	Nectar Points
Incentive on opening	Not accepting new applications
Cashback/Rewards (if applicable)	3 Nectar points per £2 spent in Sainsbury's, Argos, Habitat and Tu clothing, and 1 Nectar point for every £5 spent elsewhere. 1 point = 0.5p (min 500pts)
Account Fee	£0
Purchases	29.40% (variable) p.a.
Purchases Interest Free Period	56 days
Balance Transfers	29.40% (variable) p.a. (3% fee)
Balance Transfer Fee	3.00%
Cash Advances	29.90% (variable) p.a. (fees apply)
Minimum Credit Limit	£ 0.00
Maximum Credit Limit	Subject To Status

Fees & Charges

Account Fee	£0
Late Payment	£ 12
Returned Payment	£ 12
Exceed Limit	£ 12
Duplicate Statement	£ 0
Replacement Card	£ 0
Trace Fee	£ 0
Cash Withdrawal Fee	3%
Cash Withdrawal Minimum Charge	£ 3
Foreign Usage EU	2.75%
Foreign Usage World	2.75%